*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#162333;background:#f8f6f1;line-height:1.6}.wrap{width:min(1180px,calc(100% - 40px));margin:0 auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(248,246,241,.95);backdrop-filter:blur(10px);border-bottom:1px solid rgba(11,31,51,.08)}.nav-wrap{min-height:78px;display:flex;align-items:center;gap:30px}.brand{display:flex;align-items:center;gap:12px;color:#0b1f33;text-decoration:none;margin-right:auto}.brand-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:#0b1f33;color:#d8b56a;font-weight:800;letter-spacing:.5px}.brand-text{display:flex;flex-direction:column;line-height:1.2}.brand-text strong{font-size:16px}.brand-text small{font-size:12px;color:#657180;margin-top:3px}.nav{display:flex;gap:26px}.nav a{color:#334150;text-decoration:none;font-size:14px;font-weight:600}.nav a:hover{color:#aa7e2e}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;border-radius:999px;background:#b58a3a;color:white;text-decoration:none;font-weight:750;border:1px solid #b58a3a;transition:.2s ease}.btn:hover{transform:translateY(-1px);filter:brightness(.96)}.btn-secondary{background:transparent;color:#0b1f33;border-color:#0b1f33}.btn-small{min-height:42px;padding:0 18px;font-size:14px}.hero{background:linear-gradient(135deg,#f8f6f1 0%,#efe8da 100%);padding:88px 0 72px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:70px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:800;color:#a47524;margin:0 0 18px}.eyebrow.light{color:#e2c98f}.hero h1,.section h2,.contact-section h2{font-family:Georgia,"Times New Roman",serif;color:#0b1f33;font-weight:500;letter-spacing:-.025em}.hero h1{font-size:clamp(48px,6vw,78px);line-height:1.02;margin:0 0 26px;max-width:760px}.hero h1 span{color:#8b6727}.lead{font-size:20px;max-width:680px;color:#4d5966;margin:0 0 30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.trust-row{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;color:#5a6570;font-size:13px}.trust-row span:before{content:"✓";color:#a47524;font-weight:800;margin-right:7px}.hero-photo-wrap{position:relative;justify-self:end}.photo-frame{width:min(420px,40vw);aspect-ratio:4/5;border-radius:28px;overflow:hidden;background:#d8d2c6;box-shadow:0 24px 70px rgba(11,31,51,.18);border:10px solid rgba(255,255,255,.72)}.photo-frame img{width:100%;height:100%;object-fit:cover;object-position:center 20%;display:block}.photo-card{position:absolute;left:-40px;bottom:28px;background:white;border-radius:16px;padding:17px 22px;box-shadow:0 14px 38px rgba(11,31,51,.15);display:flex;flex-direction:column;min-width:220px}.photo-card strong{color:#0b1f33}.photo-card span{font-size:13px;color:#67727f;margin-top:2px}.intro-strip{background:#0b1f33;color:white}.intro-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px}.intro-grid>div{padding:26px 28px;border-right:1px solid rgba(255,255,255,.12)}.intro-grid>div:last-child{border-right:none}.intro-grid strong,.intro-grid span{display:block}.intro-grid strong{font-size:15px}.intro-grid span{font-size:13px;color:#c4ccd4;margin-top:5px}.section{padding:92px 0}.section-heading{max-width:760px;margin-bottom:42px}.section h2,.contact-section h2{font-size:clamp(36px,4vw,56px);line-height:1.08;margin:0 0 16px}.section-heading p:not(.eyebrow){color:#5a6570;font-size:18px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid rgba(11,31,51,.08);border-radius:20px;padding:28px;box-shadow:0 10px 30px rgba(11,31,51,.05)}.icon{width:42px;height:42px;border-radius:12px;background:#efe4cb;color:#8b6727;display:grid;place-items:center;font-weight:800;font-size:13px;margin-bottom:20px}.card h3{font-size:20px;color:#0b1f33;margin:0 0 10px}.card p{margin:0;color:#5d6874;font-size:15px}.section-dark{background:#0b1f33;color:white}.section-dark h2{color:white}.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px}.about-copy p{color:#d8dee5;font-size:18px;margin:0 0 20px}.spanish{padding-left:20px;border-left:3px solid #c49a4a}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.step{padding:26px 0;border-top:1px solid #c8c2b7}.step>span{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#0b1f33;color:white;font-weight:800;font-size:13px;margin-bottom:16px}.step h3{margin:0 0 8px;color:#0b1f33}.step p{margin:0;color:#5b6672}.faq{background:#f1ede5}.faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:70px}.faq-list details{border-bottom:1px solid #c8c2b7;padding:18px 0}.faq-list summary{cursor:pointer;font-weight:750;color:#0b1f33}.faq-list p{color:#5b6672;margin:10px 0 4px}.contact-section{padding:84px 0;background:#8b6727;color:white}.contact-section h2{color:white}.contact-section p{color:#f2e7cf;font-size:18px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.contact-card{background:white;border-radius:22px;overflow:hidden}.contact-card a{display:flex;justify-content:space-between;gap:20px;padding:19px 22px;border-bottom:1px solid #ece7de;text-decoration:none;color:#0b1f33}.contact-card a:last-child{border-bottom:none}.contact-card span{color:#7d8791;font-size:13px}.contact-card strong{text-align:right}.site-footer{background:#071522;color:#c8d0d8;padding:44px 0}.footer-grid{display:grid;grid-template-columns:.7fr 1.8fr;gap:30px;align-items:start}.footer-grid>div{display:flex;flex-direction:column}.footer-grid strong{color:white}.footer-grid span{font-size:13px}.disclaimer,.copyright{font-size:12px;color:#9da8b3;margin:0}.copyright{grid-column:1/-1;padding-top:8px;border-top:1px solid rgba(255,255,255,.08)}@media(max-width:900px){.nav{display:none}.hero-grid,.about-grid,.faq-grid,.contact-grid{grid-template-columns:1fr}.hero{padding-top:56px}.hero-photo-wrap{justify-self:center;margin-top:20px}.photo-frame{width:min(420px,82vw)}.cards,.steps{grid-template-columns:1fr 1fr}.intro-grid{grid-template-columns:1fr}.intro-grid>div{border-right:none;border-bottom:1px solid rgba(255,255,255,.12)}.footer-grid{grid-template-columns:1fr}}@media(max-width:620px){.wrap{width:min(100% - 26px,1180px)}.site-header .btn-small{display:none}.hero h1{font-size:44px}.lead{font-size:18px}.hero-actions{flex-direction:column}.btn{width:100%}.photo-card{left:14px;right:14px;bottom:14px;min-width:0}.cards,.steps{grid-template-columns:1fr}.section{padding:68px 0}.contact-card a{flex-direction:column;gap:2px}.contact-card strong{text-align:left}}

/* Conversion tools */
.language-link{color:#8b6727;text-decoration:none;font-size:13px;font-weight:800;border:1px solid rgba(139,103,39,.28);padding:8px 11px;border-radius:999px}.language-link:hover{background:#efe4cb}.hero-contact{margin:17px 0 0;color:#5a6570;font-size:14px}.hero-contact a{color:#0b1f33;font-weight:750}.quote-section{background:#fff}.tool-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:64px;align-items:start}.tool-grid.reverse{grid-template-columns:1.18fr .82fr}.tool-intro h2{font-family:Georgia,"Times New Roman",serif;color:#0b1f33;font-size:clamp(36px,4vw,54px);font-weight:500;line-height:1.08;letter-spacing:-.025em;margin:0 0 18px}.tool-intro>p:not(.eyebrow){color:#5b6672;font-size:18px}.mini-points{display:flex;flex-direction:column;gap:9px;margin-top:24px;color:#475462;font-weight:650;font-size:14px}.quote-form,.calculator-card{background:#f8f6f1;border:1px solid rgba(11,31,51,.09);border-radius:24px;padding:30px;box-shadow:0 16px 44px rgba(11,31,51,.07)}.progress{height:6px;background:#e3ded3;border-radius:999px;overflow:hidden}.progress span{display:block;height:100%;width:25%;background:#b58a3a;transition:width .25s ease}.form-step-label{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.12em;color:#8b6727;margin:13px 0 22px}.form-step{display:none}.form-step.active{display:block}.quote-form label,.calculator-card label{display:block;font-weight:750;color:#0b1f33;margin:0 0 8px}.quote-form input,.quote-form select,.calculator-card input{width:100%;min-height:49px;border:1px solid #cfc8ba;border-radius:12px;padding:0 13px;background:#fff;color:#162333;font:inherit;margin-bottom:18px}.quote-form input:focus,.quote-form select:focus,.calculator-card input:focus{outline:2px solid rgba(181,138,58,.25);border-color:#b58a3a}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.choice{min-height:52px;border-radius:13px;border:1px solid #cec7ba;background:#fff;color:#0b1f33;padding:10px 12px;font-weight:700;text-align:left;cursor:pointer}.choice:hover,.choice.selected{border-color:#b58a3a;background:#f4ead4}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:14px}.optional{font-weight:500;color:#7a8490}.form-actions{display:flex;justify-content:space-between;align-items:center;margin-top:10px}.form-back{border:0;background:none;color:#5c6772;font-weight:750;cursor:pointer;padding:12px 0}.form-back.hidden{visibility:hidden}.form-next{border:0;cursor:pointer}.privacy-note,.form-small{font-size:12px;color:#727c86;line-height:1.5;margin:2px 0 0}.form-complete{display:none;text-align:center;padding:22px 0 8px}.form-complete.active{display:block}.form-complete h3{color:#0b1f33;font-size:24px;margin:0 0 8px}.form-complete .btn{margin:8px 5px;min-width:160px}.calculator-section{background:#f1ede5}.calculator-card h3{margin:0;color:#0b1f33;font-size:26px}.calculator-intro{margin:5px 0 22px;color:#67727f}.calculator-card>.btn{border:0;cursor:pointer}.calc-result{display:none;margin-top:22px;padding:20px;border-radius:16px;background:#0b1f33;color:white}.calc-result.active{display:block}.calc-result span{display:block;color:#cbd3db;font-size:13px}.calc-result strong{display:block;color:white;font-family:Georgia,"Times New Roman",serif;font-size:42px;font-weight:500;margin:3px 0}.calc-result p{font-size:12px;color:#cbd3db;margin:0 0 10px}.calc-result a{color:#e2c98f;font-weight:800}.formula-box{display:flex;flex-direction:column;gap:4px;margin-top:24px;padding:20px;border-left:3px solid #b58a3a;background:rgba(255,255,255,.5)}.formula-box strong{color:#0b1f33}.formula-box span{color:#66717d}.spanish-section{background:#fff}.spanish-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:center}.spanish-grid p:not(.eyebrow){font-size:18px;color:#5b6672}.spanish-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
@media(max-width:1060px){.nav a:nth-child(3),.nav a:nth-child(4){display:none}}
@media(max-width:900px){.tool-grid,.tool-grid.reverse,.spanish-grid{grid-template-columns:1fr}.language-link{margin-left:auto}.nav{display:none}}
@media(max-width:620px){.language-link{font-size:12px;padding:7px 9px}.choice-grid,.two-col{grid-template-columns:1fr}.quote-form,.calculator-card{padding:22px}.form-actions{gap:10px}.form-next{width:auto;flex:1}.form-complete .btn{width:100%;margin:6px 0}.spanish-actions{flex-direction:column}.hero-contact{text-align:center}}

/* Version 4: bilingual toggle + direct lead submission */
.language-link{font:inherit;cursor:pointer;background:#fff}
.helper-text{display:block;margin:-10px 0 18px;color:#747e88;font-size:11px;line-height:1.4}
.submit-lead{border:0;cursor:pointer;min-width:240px;margin-top:8px}
.submit-lead:disabled{opacity:.7;cursor:wait;transform:none}
.submit-message{padding:10px 0 4px}
.success-mark{width:58px;height:58px;margin:0 auto 14px;border-radius:50%;display:grid;place-items:center;background:#0b1f33;color:#fff;font-size:28px;font-weight:800}